In these challenging economic times, litigation involving consumer protection statutes has become increasingly prevalent. One such statute is the Fair Credit Reporting Act (FCRA), which regulates the people and companies that generate consumer credit reports, furnish information that goes into consumer credit reports, and use consumer credit reports. Each of these groups must take care to meet their statutory obligations under the FCRA to avoid regulatory scrutiny and private civil litigation. This live audio conference will explore the primary obligations of consumer reporting agencies, furnishers of credit information, and employers and other private end-users of consumer credit reports. It will identify the main theories of civil liability under the FCRA, provide guidance about how to defend those claims, and analyze the impact of the Supreme Court’s latest arbitration decisions on FCRA class actions.
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