Carlos Menendez is Group Executive, Global Credit and Debit, for MasterCard Worldwide. In this role, Mr. Menendez is responsible for expanding the companys consumer credit products, with a focus on developing competitive differentiation globally while deploying solutions at the local market level. He also has responsibility for innovation, commercialization and development of market strategies for the global portfolio of MasterCard debit products, including Debit MasterCard, Maestro and Cirrus brands. Mr. Menendezs extensive consumer banking experiencespanning Europe, the Middle East, and the Americas, allows Mr. Menendez to play a critical role in growing MasterCards credit and debit businesses around the globe.Prior to joining MasterCard, Mr. Menendez held a number of positions at Citigroup, where he worked for more than 14 years. Most recently he was chief operating officer for Western Europe, responsible for a full range of consumer banking products. Before this, he was the EMEA regional cards director and divisional consumer head for the Nordics. As the regional cards director, he was responsible for the cards business strategy and execution for more than 18 countries across Europe, Middle East and Africa. Prior to Citigroup, Mr. Menendez worked in Brand Management with Procter & Gamble and with a law office in Washington DC.Mr. Menendez holds a BA in Economics from Harvard University, an MA in International Studies from the University of Pennsylvania, and an MBA from The Wharton School.
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