Edward Kramer is the Executive Vice President, Regulatory Affairs for Wolters Kluwer Financial Services. He is a veteran of the financial services industry with four decades of experience, which includes a role as the former deputy superintendent of banks, New York State Banking Department�s (NYSBD�s) Consumer Services Division. Ed has been featured at many banking industry conferences, including those hosted by the American Bankers Association, Independent Community Bankers of America, Mortgage Bankers Association, National Association of Federal Credit Unions, National Real Estate Development Center, New Jersey Bankers Association and New York Bankers Association. He has testified before various legislative and regulatory panels, and is a contributing author and expert commentator to many of the top bank industry trade publications.
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