Jerome (Jerry) S. Golden is widely acknowledged as one of the leading innovators in the financial services industry. His achievements include the design and\/or origination of major new products in three sectors -- retirement income, variable annuities and life insurance but his influence extends across the industry.\r\n\r\nAs President of Golden Retirement, LLC, Golden is currently developing a new set of products and services that will be offered directly to retail investors, capturing them in a book he is drafting called "The Golden Rules of Retirement". These concepts include a patent-pending analytical system for designing and evaluating retirement solutions, and an innovative set of such solutions primarily aimed at the vast, under-served population of middle-income and mass-affluent Americans.\r\n\r\nPrior to founding Golden Retirement, LLC, Golden was President of the Income Management Strategies Division of MassMutual Financial Group, where he and his team developed The Retirement Management Account (RMA), a patent-pending managed account platform that converts retirement savings into retirement income. Initially conceived at his firm Golden Retirement Resources (acquired by MassMutual in 2005), RMA has been described by Cerulli Associates as the quintessential managed account platform for retirement income.
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