Robert Gow

As the principal Compliance advisor for Capital One's mortgage and home equity servicing and default activities, Robert is directly engaged in dealing with the significant challenges and issues facing the mortgage servicing industry today, including those related to the loss mitigation and foreclosure processes. Robert has more than 20 years of experience as an attorney, compliance professional, and examiner with a variety of financial institutions and with the regulatory agency who formerly supervised federal savings and loan associations. Prior to joining Capital One, he held positions as counsel and compliance officer for a $10 billion banking company in North Texas, as an attorney with Countrywide/Bank of America, advising on mortgage regulatory issues, as an attorney and consultant with Barefoot, Marrinan and Associates in Columbus, Ohio where he advised financial institutions on regulatory compliance issues authored several articles for compliance publications, and spent 11 years as the Chief Compliance Officer for a $10 billion bank in northeast Ohio. Robert is a graduate of the Ohio State University College of Law and Kent State University with a degree in finance. He is licensed to practice law in the state of Ohio. Prior to law school he spent nearly four years as an examiner with the Federal Home Loan Bank Board examining federally chartered savings and loans institutions across the country.