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William Fricke Jr.

vice president-senior credit officer

Bill Frick first came to Moody's Investors Service in June 2005 as vice president–senior analyst, responsible for running the day-to-day operations of Moody’s servicer quality ratings team. In November 2006, Mr. Fricke was promoted to vice president–senior credit officer. Prior to joining Moody’s Mr. Fricke was at PHH Mortgage, formerly known as Cendant Mortgage, where he was a director of investor accounting and REO claims for one of the largest residential mortgage servicers in the U.S. In addition, while at PHH, Fricke managed the servicing relationships between PHH and third parties including Merrill Lynch, American Express and Lehman Brothers.Prior to PHH, Mr. Fricke spent nine years at Fannie Mae where he headed up a group responsible for monitoring and auditing Fannie Mae approved residential mortgage servicers in the Northeast region. In addition to monitoring, the group provided a wide range of consulting to large Fannie Mae servicers. Mr. Fricke began his career 1984 at Meritor Savings Bank (formerly P.S.F.S. Bank) where he was the residential mortgage servicing manager.