Approximately four out of 10 American adults are postponing making major life decisions either because they haven't saved enough money or they're worried about the U.S. economy, according to a recent poll conducted for the American Institute of CPAs by Harris Interactive.

Decisions involving home ownership, higher education, marriage, children, medical procedures and retirement are among those Americans are fretting over. Eleven percent more adults are postponing such decisions compared to a year ago.

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