We're mid-way through Financial Planning Week. If you haven't done anything to celebrate yet, do this: Make talking to your clients about long-term care a priority. A recent survey shows that they need your help -- desperately.

According to a MetLife survey, most Americans don't have a clue about long-term care -- which is not a good thing, since the same survey notes that half of them will need it at some point in their lifetime.

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