Camico, a major liability insurance provider for CPA firms, said Thursday it had posted its fourth consecutive year of gains in 2013, earning net income of $1.2 million and a policyholders’ surplus of $38.5 million, up from $38.2 million in 2012.

The policyholder retention rate last year was 92.6 percent. Camico said it has consistently maintained a retention rate of more than 92 percent for the past 20 years.

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