I think I just saw future financial planners in two of my grandchildren---the six-year-old boys. Let me explain.

A few weeks ago, during the Easter school break, my wife and I took two of our oldest grandchildren, Daniel and Matthew, to Florida with us for a five-day jaunt. We left their parents at home, where they should be. It's amazing how kids react differently to grandparents and to their own parents.

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