There is this guy I see on the train Monday to Friday going to work. He must weigh at least 450 pounds, give or take a kilo. Where do you think he works? No, change that, what kind of store do you think he owns? You’re right. It’s a sandwich/pastry shop.Now plunking a fellow like that down into handling food all day doesn’t seem very rational but let’s look at it from the other end of the telescope. I haven’t decided yet what this has to do with financial planning but it certainly will have something to do with wealth accumulation. Besides, my wife tells me my columns are getting boring because they’re all about the same subjects: financial planning, estate planning, retirement planning. Sorry, that’s what I do.

In any event, many conferences I attend are held in Las Vegas. You know that city, right? From the moment you get off the plane, right there at the foot of the gateway, the slot machines are humming, boinking, blinking, and making all sorts of enticing noises. Las Vegas. You can’t even get to the hotel registration desk without going through a casino.

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