The Internal Revenue Service and the Treasury Department plan to begin encouraging taxpayers to take advantage of the federal Saver's Match program for retirement accounts as part of the new TrumpIRA.gov website.
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President Trump issued an executive order in April on promoting retirement-savings access for American workers by establishing TrumpIRA.gov. The new site is officially set to launch on Jan. 1, 2027, but it's already online and promoting the use of the Saver's Match, which allows contributions of up to $1,000 annually to qualifying retirement accounts for eligible lower- and middle-income workers. The executive order aims to increase public awareness of Saver's Match contributions and help taxpayers, especially those without an existing retirement account like a 401(k) or IRA, to participate in eligible retirement savings vehicles that provide low-cost, diversified, and index-based investment options.
Last Friday, the Treasury Department and the IRS issued Notice 2026-48 announcing their intention to propose regulations regarding the federal Saver's Match program for 2027. The Saver's Match program was enacted as part of the SECURE 2.0 Act and replaces the older Saver's Credit for retirement savings contributions. It will provide eligible taxpayers with a maximum 50% match on the first $2,000 of qualified retirement savings contributions made to an employer-sponsored retirement plan or IRA, up to $1,000 annually, and will be paid for eligible taxpayers starting in 2028, based on contributions made for the 2027 tax year.
"Millions of low- and moderate-income Americans will have the opportunity to strengthen their retirement savings through the Saver's Match program," said IRS CEO Frank Bisignano in a statement. "The Saver's Match makes saving easier and more rewarding by providing a direct federal contribution to an eligible taxpayer's retirement account. The notice is an important first step in implementing President Trump's Executive Order with respect to the Saver's Match program."
The new TrumpIRA.gov website will provide information about high-quality, low-cost IRAs, with a focus on workers who don't already have access to an employer-sponsored retirement plan. But the executive order notes that individuals who contribute to IRAs and are otherwise eligible are still entitled to a Saver's Match contribution.
The Treasury and the IRS expect TrumpIRA.gov will list financial institutions that offer IRAs, accept Saver's Match contributions and satisfy other established criteria. More information for IRA providers that want to be listed on TrumpIRA.gov will be available later this year. They are looking for comments from interested parties on Saver's Match contributions by Oct. 5, 2026. The notice identifies the issues where comments are specifically requested, along with instructions for submitting comments.
