[IMGCAP(1)][IMGCAP(2)]In the last month, the Dow Jones Industrial Average has dropped by more than 10 percent, and that significant change has investors and market participants on edge, concerned with what stock market volatility will do next and what repercussions it will have on the economy more generally.

Most private businesses do not participate directly in the stock market, so tips about buying bonds are misplaced. But businesses could be affected by some of the repercussions of stock market volatility, namely conservative behaviors that lead to depressed consumer spending.

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