Almost half of parents have no financial plan in place, and nearly 20 percent of parents created a plan only after having children, according to a new poll.

Forty-five percent of the approximately 1,700 respondents to a Facebook poll by Northwestern Mutual indicated they have children, but have yet to create a financial plan.  Fifteen percent of the survey respondents put a plan in place before pregnancy, with 9 percent creating a plan during pregnancy and 17 percent following the child's birth.

The results of the poll correspond with findings from Northwestern Mutual's "Planning and Progress Study" released earlier this year. That study found that when it comes to financial planning, 38 percent of Americans have a goal, but do not have an actual plan.

"Financial planning is often overlooked, when in fact it should be viewed as an important step parents can take to achieve a greater sense of security as they navigate various life phases," said Bill Taylor, vice president of financial planning for Northwestern Mutual, in a statement.

Taylor noted that it is never too soon to start planning for the future. "We know from our research that people need and want guidance, and the best way to get started is to consult a trusted financial professional who can help build a comprehensive plan,” he added.

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