Last week, I spoke about Social Security and Medicare, as they relate to retirement. I also cited the fact that people are simply not putting money away for retirement but think that Social Security by itself will take care of their expenses. Nothing could be further from the truth.
The problem is that everybody knows what to do but they never do it. In effect, they fall into traps, or habits, that ruin any chances of saving. You could chalk this up to mistakes because that's what they really are.
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