Two stars of the reality TV series “The Real Housewives of New Jersey” have been charged with fraud and tax evasion in a conspiracy to defraud lenders and illegally obtain mortgages and other loans as well as allegedly hiding their assets and income during a bankruptcy case.

Teresa Giudice, 41, and her husband, Giuseppe “Joe” Giudice, 43, both of Towaco, N.J., were charged Monday with conspiracy to commit mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud in a 39-count indictment returned Monday by a federal grand jury.

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