Milwaukee (Sept. 4, 2002) -- Despite the conviction that they need help in planning for their futures, many Americans are still making knee-jerk financial decisions without consulting professionals, even though they admit they need help, a new survey has found.

According to a Harris Interactive survey commissioned by insurance and financial services conglomerate Northwestern Mutual, this kind of behavior has increased since the Sept. 11 terror attacks, as people grapple with more terror threats, a confusing economy and a series of corporate scandals.

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