I recently attended the Financial Planning Association annual convention and exposition in Philadelphia. It's the largest gathering of financial planners in the world. More than 3,000 people attended.

As a result, I gorged myself silly with all kinds of information relating to financial planning and investment services as well as Philadelphia cheese steaks, hoagies, Basset's ice cream, and soft pretzels with yellow mustard…all staples of what was haute cuisine when I grew up. You see, I was born, raised, and educated in Philadelphia, so I know from good hoagies.

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