My Florida friend Fred retired some seven years ago while he was still in his 60s. He says he's never been happier and has no intention of ever going back to work. "Why should I? I now have the opportunity to do what I want, when I want. I can spend a half hour cleaning out the dog's bowl if I want." And Fred is kept busy with his gardening, golfing, food shopping, and of course, cleaning the dog's bowl.

Burt Fred is perhaps a little different from most. According to a recent Associated Press-Ipsos poll, some 63 percent of those surveyed said they would probably work after they returned. The primary reason for doing so? Interestingly enough, it's not about money. They just want to keep busy. Incidentally, 56 percent are currently married.

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