Zil is a Senior Analyst at Celent, the global research and advisory firm (and division of Oliver Wyman), specializing in Financial Services. �His research focuses on payments, covering a broad range of issues, from cards to digital payments to emerging technologies such as blockchain. �He has published in depth studies on digital wallets, tokenization, EMV, card-linked offers, cryptocurrencies, card management and transaction processing technologies and other major industry topics. �He is also the author of Celent’s annual review of Top Trends in Retail Payments.Zil has nearly 20 years of consulting and advisory experience working with leading financial institutions, payments companies and private equity firms around the world. �He joined Celent from Oliver Wyman in 2010 where as a management consultant he advised senior client executives on a range of strategic and operational issues.Zilvinas is a regular speaker, chairman, and panel moderator at leading payments industry events and has been widely quoted in the press. �Zil has an MBA from Carnegie Mellon University and MSc in Applied Mathematics from Kaunas University of Technology.
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