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Saving for the future is never easy, but in some states it's more challenging than in others.
To find out where it is the hardest to save money, states were rated across four categories — debt and income, cost of living, housing and taxes — to come up with a total score out of 100, where the higher the score the harder it is to save.
In the list below, the worst state to be a saver has a total score of 100 out of 100. Scroll through to find out which states are among the 20 hardest places to save.
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