It's 9 on a Sunday morning and this lunatic rings my front door bell. He's from a real estate agency in town and wants to know whether I would like to sell my house. He has a buyer who is willing to pay me double what I paid for it four years ago. Double? I gulp. The man nods his head. I'll get back to you, I say.

I quickly call my friend Bob Husted, a real estate broker down the block.

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