One week into the new year, people tend to fall into one of four camps: one group will be patting themselves on the back for having kept their new year's resolutions, another group has probably already given up, a third group is still trying to get motivated to get started on their resolutions, and the fourth group has a clear conscience, since they don't believe in resolutions and don't make any.

From what I heard at the Personal Financial Planning Technical Conference in Las Vegas this week, the American Institute of CPAs seems to be sticking to its resolution. It's not a new year's resolution, but a resolution passed by the AICPA Council directing the institute, as part of its decision to keep the three specialty credentials, to direct more resources to the Personal Financial Planning Division and the Personal Financial Specialist credential, among other things.

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