Spending of tax rebate money on shopping may be slower than politicians hope, according to a new survey.

A CCH CompleteTax survey of 2,020 U.S. adults commissioned by CCH and conducted by Harris Interactive found that 47 percent plan to use the rebate money to pay down debt. Another 32 percent intend to use the rebate to save money, and 21 percent plan to spend the rebate.

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