Financial planners today are getting bombarded with all kinds of advice from a variety of sources including banks, stockbrokers, insurance companies, and the like. This is especially true with investors who have seen their portfolio values fall dramatically in the past three years. Everyone seems to have a different opinion on what is best for you and your clients. One claims the stock market is too much of a risk and that the bond market is "safe." Another says the opposite is true. I don't imagine that anybody has the right answer, probably because there is no right or wrong here. What may work on Monday may not work on Tuesday, and what applies to one client may not to another.
Best advice according to the financial gurus? No advice! Just watch and listen.
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