This is an existing trend that will accelerate in 2015, according to ACFE Regent Gerard Zack, CFE, Managing Director Global Forensics for BDO Consulting. More and more we are reacting to reports of fraud with, how did they do that? Zack said. Its a reflection of schemes becoming more complex and capitalizing on technology, including some of the new technology deployed by companies in the interest of improving efficiency. While simple frauds still exist, we are seeing a distinct proliferation of more complex fraud schemes.