Most business journalists spend their time implicitly or explicitly giving advice to business people. Most have never had to make a payroll or co-sign a loan to keep a business afloat. But for the past few years, I’ve had a first-hand taste.

In 1999, it became apparent that the 40-year old community pool my family belonged to was in trouble. It was important enough to put myself on the line. I had no idea how hard it would be.

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