I am sitting here at the 19th hole of the Inverrary Country Club in Florida with my friend, Fred Dorman, who has for the past four hours given me a proper thrashing. Actually, he did quite well except for the sand traps. Me? I'm a master at the sand. Jack of no trades for the rest of my game but master of the sand. I always liked the beach.

In any event, there are four oldsters at the next table quaffing ice tea and talking about…what else? The terrible stock market. That perks up my ears. One of them even has the audacity to bring up that joke about how you make a small fortune in the stock market. "Start with a large fortune," he guffaws.

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