Hardly a day goes by when someone doesn't ask me when I am packing it in. Why? Because, it is usually preceded by, "You know a lot of financial planners, you are heavy into the market, and you probably have a full retirement plan in force, so when do you think you would like to get off the merry-go-round?" My answer is always the same: "Only when I come to a Sunday night, and I am no longer rubbing my hands in anticipation of getting into the office bright and early Monday." You see, I tell all these people, I really love what I am doing so why should I consider anything else? Besides, it goes against the age grain.

I have one child in his 20s and four in their 30s, and two of those are fast approaching 40, so I get a fairly well rounded peek at what concerns them the most. And then, of course, I have my own experience.

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