This CPA/financial planner I know tells me that with the economy still struggling to recover, his clients are trying to get him to guarantee that what he suggests will turn out all right. Know what I mean? The client would like the planner to be a fortuneteller and to assure that nothing bad will happen.

Now, don't you just love it? Not only does the planner have to give advice (or suggestions, if you will), but they have to be backed up with guarantees.

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