My first ever part-time job paid $1.85 an hour, which was minimum wage in those days, and my inaugural full-time job out of college I earned $11,500, with no health benefits.

Fortunately, I was a fairly robust young buck circa 1980 and managed to sidestep any major health-related disaster that could have sent me to the proverbial poorhouse — not that I wasn’t halfway there already.

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