Intuit has introduced an application that lets small-business owners process credit card payments on an Apple iPhone or iPod Touch, and load the transactions into QuickBooks.

The Intuit GoPayment App turns an iPhone or iPod Touch into a credit card terminal. Users can process credit card charges, view past charges and send electronic receipts via e-mail or text message to customers. They can view the transactions online and synchronize them with QuickBooks 2009 or later.

The app is a free download from Apple’s App Store, but business owners need an Intuit GoPayment merchant account, which costs $19.95 a month and requires a one-time setup fee of $59.95. For a limited time, Intuit is waiving both the setup fee and the first 60 days of monthly fees and minimums.

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