Kathryn Head is a very smart lady. She's president of First Investors Corporation and knows her cookies.

A lot of people have called and written me with respect to the problems with the stock market. Naturally, I don't have any answers but Ms. Head certainly does. She points out that with the stock market producing disappointing results and the financial media reporting so much bad news, many investors are nervous. That's an understatement. It seems to me they are panicked.

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