"You don't have to know how to build the watch, but you had better be able to tell time."I made this statement when I acquired my first IBM personal computer. Not only has a lot happened with technology since that date, but the speed of change has increased significantly. Technology has the ability to excite you and cause you to invest too early, or the ability to lull you to sleep and resist change.

Knowing when to invest is as important as knowing what to invest in. Let's quickly look at the following important technologies, and where they had their biggest impact:

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