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You have heard the sad statistics: By one estimate, each year 3.4 percent of married Americans experience a divorce. Many if not most of them blunder into it without advance detailed consideration of how divorce will impact their finances. Even when couples anticipate an “amicable” break-up, the situation can deteriorate quickly, and one party to the divorce may wind up on the short end of the stick.

The professionals at HD Vest Financial Services offer the following list of steps you or your clients can take both before and after the divorce to ensure that the ultimate outcome is as equitable and manageable as possible:Visit our Tax Alpha section to see print-only versions of the pre-divorce tips and post-divorce tips.