Camico Mutual Insurance, a CPA-owned professional liability insurer, has begun offering an employment practices liability insurance program to provide CPA firms with defense and indemnity coverage against allegations such as harassment, discrimination and retaliation.

The coverage applies to full-time, part-time and contract workers at the firms, as well as the employees of clients. "It protects the client, too, so the client doesn't have to worry about filing a claim," said Dan Crouch, a spokesman for Camico. "If the CPA firm's employee made some ill-advised remark or did something that caused the client's employee to make an allegation, the insurance would protect against that."

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