[IMGCAP(1)]Picture this scene in households across the country: the daily fat stack of mail arrives. Among the magazine subscriptions and car insurance junk mail is an odd-sized, but strangely familiar envelope. The W2 has landed—the annual scorecard of the year that was.

A wave of reflection follows. Was this a good year? What did I do, start, stop, forget? Reflection gives way to practical thinking. Tax season is coming. Am I ready? Do I have the right person? Should I consider getting help this year?

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